Stallion Loans, Inc · St. Petersburg, FL
Your Mortgage Source
Whether it's your first home or your next refinance, we're here to help.
St. Petersburg's revitalized waterfront downtown and Gulf Coast arts scene have drawn steady buyer interest across the Tampa Bay market.
Buying & Refinancing in St. Petersburg
St. Petersburg has transformed its downtown waterfront in recent years, anchored by the Dali Museum and a growing arts and restaurant scene, which has drawn buyers who might once have looked only at Tampa proper. Its barrier island beaches also support a meaningful vacation and investment property market.
We work with St. Petersburg buyers on standard purchase and refinance, plus DSCR loans for beach and rental-focused investment purchases.
How We Can Help
Whatever the goal, there's a program for it
Purchase
Buying a home? We'll get you pre-qualified so you can make an offer with confidence, then shop our network of over 100 lenders for your best rate.
Learn More →Refinance
Lower your rate, shorten your term, or take cash out — we compare programs across our lender network to find the refinance that actually saves you money.
Select This Program →Down Payment Assistance
Don't have 20% saved up? We work with programs designed to help qualified buyers get into a home with less upfront cash.
Select This Program →Community Mortgage
No tax returns, no pay stubs — a path to a $2.5 million home for self-employed borrowers whose income doesn't fit a standard application.
Learn More →DSCR Investment Loans
Qualify with the property's rental income, not your paycheck. Grow your rental portfolio on loans up to $3 million.
Learn More →Fix & Flip, Bridge & Construction
Business-purpose loans for investors and builders — Fix & Flip, Bridge, Ground-Up Construction, and Swifty50, from $150,000 to $5,000,000.
Learn More →Reverse Mortgages
Turn home equity into retirement cash flow with no required monthly payment. Compare HECM and HomeSafe for homeowners 62+ (55+ in Florida).
Learn More →VA Loans
For veterans, active duty, and eligible spouses — 0% down for most buyers, no monthly mortgage insurance, and a streamline refinance option.
Learn More →How It Works
Three steps to your new rate
01
Get Pre-Qualified
Tell us about your situation and we'll get you pre-qualified online, so you can make an offer with confidence.
02
We Shop the Best Rate
We use our network of more than 100 lenders to shop rates and programs to fit your specific needs.
03
Fast, Hassle-Free Funding
Our team keeps communication clear and moves quickly, aiming for a smooth close and funding in as little as 14 days.
Get Started
Choose your loan officer to apply
Applying takes you to our secure application portal, where you'll create an account and complete your application directly with the loan officer you choose below.
Ashley Woods
Sr. Loan Officer
NMLS #2190543
864-567-8802
ashley.woods@stallionloans.com
Not sure who to choose? Contact us and we'll match you with the right person.
St. Petersburg Questions
Local answers for St. Petersburg borrowers
Is St. Petersburg part of the Tampa Bay market you serve? +
Yes, we consider St. Petersburg part of the broader Tampa Bay area we work in regularly.
Do you finance beach condos in St. Petersburg? +
Yes, both primary-residence and investment condo financing are common here, including DSCR loans for rental-focused purchases.
Meet Our Team
Fast, friendly, and here to help
Our Satisfied Clients