Stallion Loans, Inc · Cape Coral, FL
Your Mortgage Source
Whether it's your first home or your next refinance, we're here to help.
Cape Coral, home to more canals than any city in the world, is a rapidly growing Southwest Florida market popular with boaters, retirees, and investors.
Buying & Refinancing in Cape Coral
Cape Coral has more canals than any city in the world, which has made it a longtime draw for boaters and waterfront-property buyers. It's also been one of Southwest Florida's fastest-growing cities, with new construction alongside its extensive waterfront neighborhoods.
We work with Cape Coral buyers on primary-residence and second-home purchases, refinance, and DSCR loans for the area's active rental investment market.
How We Can Help
Whatever the goal, there's a program for it
Purchase
Buying a home? We'll get you pre-qualified so you can make an offer with confidence, then shop our network of over 100 lenders for your best rate.
Learn More →Refinance
Lower your rate, shorten your term, or take cash out — we compare programs across our lender network to find the refinance that actually saves you money.
Select This Program →Down Payment Assistance
Don't have 20% saved up? We work with programs designed to help qualified buyers get into a home with less upfront cash.
Select This Program →Community Mortgage
No tax returns, no pay stubs — a path to a $2.5 million home for self-employed borrowers whose income doesn't fit a standard application.
Learn More →DSCR Investment Loans
Qualify with the property's rental income, not your paycheck. Grow your rental portfolio on loans up to $3 million.
Learn More →Fix & Flip, Bridge & Construction
Business-purpose loans for investors and builders — Fix & Flip, Bridge, Ground-Up Construction, and Swifty50, from $150,000 to $5,000,000.
Learn More →Reverse Mortgages
Turn home equity into retirement cash flow with no required monthly payment. Compare HECM and HomeSafe for homeowners 62+ (55+ in Florida).
Learn More →VA Loans
For veterans, active duty, and eligible spouses — 0% down for most buyers, no monthly mortgage insurance, and a streamline refinance option.
Learn More →How It Works
Three steps to your new rate
01
Get Pre-Qualified
Tell us about your situation and we'll get you pre-qualified online, so you can make an offer with confidence.
02
We Shop the Best Rate
We use our network of more than 100 lenders to shop rates and programs to fit your specific needs.
03
Fast, Hassle-Free Funding
Our team keeps communication clear and moves quickly, aiming for a smooth close and funding in as little as 14 days.
Get Started
Choose your loan officer to apply
Applying takes you to our secure application portal, where you'll create an account and complete your application directly with the loan officer you choose below.
Ashley Woods
Sr. Loan Officer
NMLS #2190543
864-567-8802
ashley.woods@stallionloans.com
Not sure who to choose? Contact us and we'll match you with the right person.
Cape Coral Questions
Local answers for Cape Coral borrowers
Do you finance waterfront/canal-front homes in Cape Coral? +
Yes, we work with waterfront and canal-front purchases and refinances, shopping rates across our lender network the same as any property type.
Is Cape Coral a growing market for new construction? +
Yes, Cape Coral has seen significant new construction growth in recent years alongside its established waterfront neighborhoods.
Meet Our Team
Fast, friendly, and here to help
Our Satisfied Clients